At Real Estate Associates of Alabama, we want to help you...
Pre-qualification is a process whereby a loan officer takes information from a borrower and makes a tentative assessment of how much the lending institution is willing to lend them. Pre-qualification is a relatively simple and quick process of examining the potential borrower's income and expenses in order to generate an estimated borrowing range that they would likely be able to repay to the lender. Contact us today! We would be glad to help you through the pre-qualification process.
The application process is the easy part -- provided you've gathered documents necessary to prove claims you make on the application. The application will ask for information about your job tenure, employment stability, income, your assets and your liabilities. After you submit your application, the lender will run a credit check on you to take a look at your credit status. If the lender deems you creditworthy, it will likely hire a professional appraisal to make sure the value of the home you are about to buy is truly worth your loan amount. Contact us today if you have questions about financing! We would be glad to help you!
Research Housing Needs
Few people can afford to have it all when choosing a home to buy or build. That’s why it’s important to give a lot of thought to your housing needs. What best suits your needs and desires? What type of home buyer are you? Deciding on your housing priorities before beginning to search for a home will make the hunt more productive and less confusing. Listing your priorities on paper will help you make sound decisions. Contact us today and let us help you determine the type of home/property you need!
Improve Home Utility & Value
The value that you have in your home is the single most important reason why you own instead of rent a home. In the this recent economy of falling house values and unstable housing market statistics, every home owner should know how to put more value and utility back into their homes. Although making home improvements is not a sure-fire way to increase the value, it will at the very least make you more competitive against your competition. We know what improves your home's value and utility. Contact us today! We want to share our knowledge with you.
If you are looking to purchase or sale your property, we can help. Buying and selling property is a big decision for the average person. You need to find a realtor in whom you can trust and build a working relationship with. You need a realtor who will look out for your needs and interests. We want to earn your business. We want to help you through the buying/selling process. Contact us today if you have questions about buying or selling property. We would be glad to help you!
Find & Secure Rental Property
Maybe you are not ready to buy/sell property. Maybe you just need a place to live for a short period of time. Maybe you own property that you would like to rent. We can help you in all aspects of renting property. We can assist you in finding the perfect rental home. If you need someone to manage your rental properties we can help. Contact us today and let us help you with all your rental needs!